Digital Banking Solutions

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Welcome to a World of Digital Banking

At Heritage Bank, we believe the key to reaching your greatest potential lies in finding the most convenient way to carry out your daily activities. One of the key drivers of our plan to proffer the highest level of convenience for customers is technology.  This is why we offer personal banking customers the below services:

Mobile Banking

Our USSD mobile Banking offering places your bank in the palm of your hands. The service empowers you to carry out an assortment of banking transactions such as Balance Enquiries, Funds Transfer, Utility bill payments among others from your mobile phone; anywhere and at anytime.

To Register and use this service, simply dial the short code *713*818# on your Mobile number registered during account opening. Select “Registration” from the main menu and follow the prompts.

-Check your account balance

-Purchase airtime and internet bundles

-Transfer funds between your bank account and mobile money wallet

-Pay bills and so much more!

Experience the ease of banking from the comfort of your phone.

HeritageOnline Personal Banking

Our online banking offering; HeritageOnline gives you the convenience of carrying out banking transactions 24/7 using your PC or any smart device that is connected to the internet. You can transfer funds, check your balances, buy airtime credit, pay for goods and services etc. just with the click of a button.


Receive your funds with ease from friends, family, business partners etc. across the globe at any of our outlets. We offer swift Money Transfer services via Western Union Money Transfer, RIA Money Transfer and MoneyGram at all our Branches.